Get In TouchGrow with Us
✕
Privacy Policy
👉
Privacy Policy
Envirocorp Pvt.Ltd. operates the website www.Envirocorp.org (referred to as the “Platform”) and is committed to protecting Your privacy and the information that You share while using the Platform. We value the trust You place in Us. That’s why, We maintain the highest security standards for securing the transactions and Your information.
By visiting and clicking on the “I agree” button provided on the Platform You (“you”, “your”, “user”, as applicable) accept and agree to be bound by the terms and conditions of this privacy policy (“Privacy Policy”). We may also seek your explicit consent on the Platform for certain requirements such as for sharing your data with third parties among other things as may be communicated to you in writing on the Platform.
This Privacy Policy (i) is an electronic record under the Information Technology Act, 2000 read with rules and regulations made thereunder or such other law for the time being in force and is generated by a computer system; and (ii) does not require any physical, electronic, or digital signature. This Privacy Policy is incorporated into and subject to the Terms of Use of the Platform (“Terms”) and shall be read harmoniously and in conjunction with the Terms. All capitalized terms used and not defined in this Privacy Policy shall have the meaning ascribed to them under the Terms.
This Privacy Policy describes the information we collect, how that information may be used, with whom it may be shared, and your choices about such uses and disclosures. You must read this Privacy Policy carefully when using or transacting over the Platform. If you do not agree to this Policy or any part thereof, please do not use or access our Platform or any part thereof.
This Privacy Policy does not apply to information that You provide to, or that is collected by, any third-party through the Platform, and any Third-Party Sites that You access or use in connection with the Services offered on the Platform.
In order to provide you the Services, process your requests, and to provide a Product and services to you, we need to collect various data and information from you. The manner in which this data and information is collected, retained, shared, stored, and processed Us is addressed in this Privacy Policy.
What Data We Collect and Why?
By using the Platform, you consent to providing us data in the ways listed below. We collect the data you provide to ensure that we can provide you Services in the best manner possible.
Ways of collecting data:
Data you entered during registration on the Platform.
Data we collect from your usage of our Services.
Information we receive from other sources.
COLLECTION OF PERSONALLY IDENTIFIABLE INFORMATION
In general, you can browse the Platform without telling us who you are or revealing any Personal Information about yourself. However, to create an account on the Platform and to avail our Services, you must provide us with certain basic information required for us to verify your identity under our robust KYC process, to assess your creditworthiness, and to provide you customized services among other things. When you use our Platform, we may, with your consent and from time to time, collect and store your personal information)
The personally identifiable information we collect from you includes the following:
Your full name;
Date of birth;
Email;
Address;
Phone number;
Permanent Account Number (PAN);
Aadhaar Number for KYC process;
Gender;
Bank account details for NACH setup and disbursal
The above information is collectively referred to as (“Personal Information”).
We may ask you to provide certain additional information about yourself on a case-to-case basis. All information provided by you shall be deemed to be disclosed willingly and without any coercion. No liability pertaining to the authenticity / genuineness / misrepresentation / fraud / negligence of the information disclosed shall lie on the Company nor will the Company be in any way responsible to verify any information obtained from you.
Our primary goal in collecting your Personal Information is to provide you a safe, efficient, smooth, and customized experience on the Platform and to provide our Services. This allows us to provide Services and features that meets your needs, and to customize our Platform to make your experience safer and easier and to improve the Services provided by us.
We may also collect your mobile number for verification purposes to check the active SIM status on the device, uniquely identify you and prevent frauds and unauthorised access. We may also collect other Personal Information such as your payment card details and transaction histories on the Platform among other things.
Where possible, we indicate the mandatory and the optional fields. While you can browse some sections of our Platform without being a registered member as mentioned above, certain activities (such as availing of loans from us on the Platform) requires registration and for you to provide the aforementioned Personal Information. The Platform shall clearly display the Personal Information it is collecting from you, and you have the option to not provide such Personal Information. However, this will limit the Services provided to you on the Platform.
We may retrieve your Personal Information from your records available with third parties including from the Central KYC Records Registry (CKYCR) and Know Your Customer (KYC) Registration Agencies (KRA). The Personal Information collected therein may include Your name, KYC details, KYC status, father’s/spouse’s name, occupation, address details and other related documents for completion of your KYC which is required for us to provide you loans/credit products through our Platform.
COLLECTION OF FINANCIAL INFORMATION
We ask you for certain financial information, including your bank account details and type, Indian financial system code (IFSC) of bank, and/or other necessary payment related details. We may also require You to provide additional information such as proof of address, residence ownership type, location, annual income, employment type, and source of income, number of years in employment, employer name, employer address, designation, official email address, business name, business address, nature of business, and additional income source, and Aadhaar data to facilitate in evaluation of Your credit profile and creditworthiness.
We don’t collect or store your personal SMS or messages from your inbox, nor do we collect your files, contact list or call logs.
COLLECTION OF MOBILE NUMBER AND EMAIL ADDRESS
When you sign up with us, we collect your mobile number and email address to uniquely identify you. This helps us ensure that no unauthorised device or person is acting on your behalf.
COLLECTION OF LOCATION INFORMATION
We seek explicit permissions from you to receive information about your location, your IP address and such other information as may be required for onboarding you on the Platform (through a one-time permission to access and process such information at the time of onboarding and KYC collection). In addition to the above, your location data also helps us to verify the address, make a better credit risk decision and expedite your KYC process.
CAMERA
We require a one-time access to your camera to provide you an easy/smooth experience and to enable you to click photos of your KYC documents along with other requisite documents and upload the same on the Platform during your loan application journey.
COLLECTION OF OTHER NON-PERSONAL INFORMATION
We may track certain information about you based upon your behaviour on our Platform. We use this information to do internal research on our users’ demographics, interests, and behaviour to better understand, protect and serve our users and improve our services. This information is compiled and analysed on an aggregated basis. We also collect your Internet Protocol (IP) address and the URL used by you to connect your computer to the internet, etc.
Cookies are small data files that a website stores on Your computer. We will use cookies on our Platform similar to other lending websites / apps and online marketplace websites / apps. Use of this information helps Us identify You in order to make our Platform more user friendly. Most browsers will permit You to decline cookies but if You choose to do this it might affect service on some parts of Our Platform.
We retain this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law.
If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the Website, we collect such information into a file specific to you.
USE AND DISCLOSURE OF YOUR PERSONAL AND OTHER INFORMATION
We access, store and use the information we collect from you including your Personal Information to provide our Services, to customize your user experience and to improve our Services. To the extent we intent to use your Personal Information to market any of our product to you, we will provide you the ability to opt-out of such uses.
We also use your Personal Information to:
resolve disputes;
troubleshoot problems;
help promote a safe service;
analytical analysis;
measure consumer interest and satisfaction in our products and services;
inform you about online and offline offers, products, services, and updates;
customize your experience;
detect and protect us against suspicious or illegal activity, fraud and other criminal activity;
enforce our Terms;
improvement of our Services and as otherwise described to you at the time of collection;
to help promote a safe service on the Platform and protect the security and integrity of the Platform, the Services, and the users;
to contact you;
for any other purpose after obtaining your consent at the time of collection.
In our efforts to continually improve our product and service offerings, we collect and analyse demographic and profile data about our users’ activity on our Platform.
We will use Your information for such periods as necessary to provide You the Services on our Platform, to comply with our legal obligations, to resolve disputes, and enforce our agreements.
Privacy Policy
Envirocorp Pvt.Ltd. operates the website www.Envirocorp.org (referred to as the “Platform”) and is committed to protecting Your privacy and the information that You share while using the Platform. We value the trust You place in Us. That’s why, We maintain the highest security standards for securing the transactions and Your information.
By visiting and clicking on the “I agree” button provided on the Platform You (“you”, “your”, “user”, as applicable) accept and agree to be bound by the terms and conditions of this privacy policy (“Privacy Policy”). We may also seek your explicit consent on the Platform for certain requirements such as for sharing your data with third parties among other things as may be communicated to you in writing on the Platform.
This Privacy Policy (i) is an electronic record under the Information Technology Act, 2000 read with rules and regulations made thereunder or such other law for the time being in force and is generated by a computer system; and (ii) does not require any physical, electronic, or digital signature. This Privacy Policy is incorporated into and subject to the Terms of Use of the Platform (“Terms”) and shall be read harmoniously and in conjunction with the Terms. All capitalized terms used and not defined in this Privacy Policy shall have the meaning ascribed to them under the Terms.
This Privacy Policy describes the information we collect, how that information may be used, with whom it may be shared, and your choices about such uses and disclosures. You must read this Privacy Policy carefully when using or transacting over the Platform. If you do not agree to this Policy or any part thereof, please do not use or access our Platform or any part thereof.
This Privacy Policy does not apply to information that You provide to, or that is collected by, any third-party through the Platform, and any Third-Party Sites that You access or use in connection with the Services offered on the Platform.
In order to provide you the Services, process your requests, and to provide a Product and services to you, we need to collect various data and information from you. The manner in which this data and information is collected, retained, shared, stored, and processed Us is addressed in this Privacy Policy.
What Data We Collect and Why?
By using the Platform, you consent to providing us data in the ways listed below. We collect the data you provide to ensure that we can provide you Services in the best manner possible.
Ways of collecting data:
Data you entered during registration on the Platform.
Data we collect from your usage of our Services.
Information we receive from other sources.
COLLECTION OF PERSONALLY IDENTIFIABLE INFORMATION
In general, you can browse the Platform without telling us who you are or revealing any Personal Information about yourself. However, to create an account on the Platform and to avail our Services, you must provide us with certain basic information required for us to verify your identity under our robust KYC process, to assess your creditworthiness, and to provide you customized services among other things. When you use our Platform, we may, with your consent and from time to time, collect and store your personal information)
The personally identifiable information we collect from you includes the following:
Your full name;
Date of birth;
Email;
Address;
Phone number;
Permanent Account Number (PAN);
Aadhaar Number for KYC process;
Gender;
Bank account details for NACH setup and disbursal
The above information is collectively referred to as (“Personal Information”).
We may ask you to provide certain additional information about yourself on a case-to-case basis. All information provided by you shall be deemed to be disclosed willingly and without any coercion. No liability pertaining to the authenticity / genuineness / misrepresentation / fraud / negligence of the information disclosed shall lie on the Company nor will the Company be in any way responsible to verify any information obtained from you.
Our primary goal in collecting your Personal Information is to provide you a safe, efficient, smooth, and customized experience on the Platform and to provide our Services. This allows us to provide Services and features that meets your needs, and to customize our Platform to make your experience safer and easier and to improve the Services provided by us.
We may also collect your mobile number for verification purposes to check the active SIM status on the device, uniquely identify you and prevent frauds and unauthorised access. We may also collect other Personal Information such as your payment card details and transaction histories on the Platform among other things.
Where possible, we indicate the mandatory and the optional fields. While you can browse some sections of our Platform without being a registered member as mentioned above, certain activities (such as availing of loans from us on the Platform) requires registration and for you to provide the aforementioned Personal Information. The Platform shall clearly display the Personal Information it is collecting from you, and you have the option to not provide such Personal Information. However, this will limit the Services provided to you on the Platform.
We may retrieve your Personal Information from your records available with third parties including from the Central KYC Records Registry (CKYCR) and Know Your Customer (KYC) Registration Agencies (KRA). The Personal Information collected therein may include Your name, KYC details, KYC status, father’s/spouse’s name, occupation, address details and other related documents for completion of your KYC which is required for us to provide you loans/credit products through our Platform.
COLLECTION OF FINANCIAL INFORMATION
We ask you for certain financial information, including your bank account details and type, Indian financial system code (IFSC) of bank, and/or other necessary payment related details. We may also require You to provide additional information such as proof of address, residence ownership type, location, annual income, employment type, and source of income, number of years in employment, employer name, employer address, designation, official email address, business name, business address, nature of business, and additional income source, and Aadhaar data to facilitate in evaluation of Your credit profile and creditworthiness.
We don’t collect or store your personal SMS or messages from your inbox, nor do we collect your files, contact list or call logs.
COLLECTION OF MOBILE NUMBER AND EMAIL ADDRESS
When you sign up with us, we collect your mobile number and email address to uniquely identify you. This helps us ensure that no unauthorised device or person is acting on your behalf.
COLLECTION OF LOCATION INFORMATION
We seek explicit permissions from you to receive information about your location, your IP address and such other information as may be required for onboarding you on the Platform (through a one-time permission to access and process such information at the time of onboarding and KYC collection). In addition to the above, your location data also helps us to verify the address, make a better credit risk decision and expedite your KYC process.
CAMERA
We require a one-time access to your camera to provide you an easy/smooth experience and to enable you to click photos of your KYC documents along with other requisite documents and upload the same on the Platform during your loan application journey.
COLLECTION OF OTHER NON-PERSONAL INFORMATION
We may track certain information about you based upon your behaviour on our Platform. We use this information to do internal research on our users’ demographics, interests, and behaviour to better understand, protect and serve our users and improve our services. This information is compiled and analysed on an aggregated basis. We also collect your Internet Protocol (IP) address and the URL used by you to connect your computer to the internet, etc.
Cookies are small data files that a website stores on Your computer. We will use cookies on our Platform similar to other lending websites / apps and online marketplace websites / apps. Use of this information helps Us identify You in order to make our Platform more user friendly. Most browsers will permit You to decline cookies but if You choose to do this it might affect service on some parts of Our Platform.
We retain this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law.
If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the Website, we collect such information into a file specific to you.
USE AND DISCLOSURE OF YOUR PERSONAL AND OTHER INFORMATION
We access, store and use the information we collect from you including your Personal Information to provide our Services, to customize your user experience and to improve our Services. To the extent we intent to use your Personal Information to market any of our product to you, we will provide you the ability to opt-out of such uses.
We also use your Personal Information to:
resolve disputes;
troubleshoot problems;
help promote a safe service;
analytical analysis;
measure consumer interest and satisfaction in our products and services;
inform you about online and offline offers, products, services, and updates;
customize your experience;
detect and protect us against suspicious or illegal activity, fraud and other criminal activity;
enforce our Terms;
improvement of our Services and as otherwise described to you at the time of collection;
to help promote a safe service on the Platform and protect the security and integrity of the Platform, the Services, and the users;
to contact you;
for any other purpose after obtaining your consent at the time of collection.
In our efforts to continually improve our product and service offerings, we collect and analyse demographic and profile data about our users’ activity on our Platform.
We will use Your information for such periods as necessary to provide You the Services on our Platform, to comply with our legal obligations, to resolve disputes, and enforce our agreements.